I feel like for the last week, this has become Kat’s Boring Blog About House Stuff. Apparently that’s where my head is at right now.
In case you have not picked up on this yet, if I am going to deep clean and/or bake something, there is a better-than-average chance that it will happen immediately after I am done running. I’m not sure if it’s the endorphins or what, but the urge to be productive takes hold and does not let go.
So yesterday, I got done with my three mile pace run, and then I had to clean our entire house. As in, move everything on the counter to wipe behind it, clean all of the sinks, tackle the dust on the treadmill, clean off the faces of the cabinet/fridge/dishwasher/oven. With 10 paper towels left on the roll, I admitted defeat and tabled the activities of The Downstairs Bathroom and Washing Our Glass Patio Door. Marcus vacuumed and swept, so I think all that’s left for us to do is to attempt to purge some extra clutter. It isn’t as though we’ve brought a great deal of stuff into the house over the past three-ish months, but somehow it always seems like there is more to give away and throw away.
On the financial front, while it’s highly unlikely that we will ever realize the kind of savings that we did when we slashed our cable and car insurance bills, I have a new frontier to tackle: our cell phone bill and our credit card.
We are currently Verizon users and pay them an unholy amount each month. While we’re pleased with the devices (I am a shameless iPhone fan) and the service, it seems that there are some other options out there that are worth further investigation. Our contract ends in the next month or so and the iPhone 6 is slated for release in September. While we don’t need new devices this year (really, we just don’t), that would be an opportune time for a switch. I’m currently researching Virgin Mobile, Republic Wireless and Freedom Pop. It looks like at a minimum, we would be able to reduce our bill by at least 25%. Over the course of a year, that’s $400. If we actually do make a switch (or any change that reduces our costs), I’ll be sure to share what we did.
On the credit card front, currently our cards are bank credit cards. We’re not enrolled in any supremely fancy points or cash back programs. While we don’t rely on them for anything, if we could use them as a tool to make life a little bit nicer for ourselves as a by-product of us using them to pay our basic bills, that would not be a bad deal. Since it’s definitely our first time at this rodeo, there is a lot to research in terms of which points/miles we would actually use as well as what type of card would be better for us in the long term (5-10 years) versus the next calendar year. You all know that we like to travel so, waiving baggage fees, reducing hotel stay costs or just general cash back would all be a big improvement over the current system.
Are you working on any home or savings/personal finance projects?